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Final Exam-Missouri Life and Health With Accurate Answers
Which of the following types of care is typically not covered in a Long-Term Care policy - ANSWER-Accupuncture 
 
S is close to retiring and would like to purchase a policy that will yield greater gains than bonds, but will still protect the principal with minimum level or risk. Which product would S be advised to purchase? - ANSWER-Equity index Insurance 
 
Each life insurance applicant in Missouri is expected to be provided with a(n) - ANSWER-Buyer's Guide and Policy Summary 
 
The Sections o...
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Which of the following types of care is typically not covered in a Long-Term Care policy - ANSWER-Accupuncture 
 
S is close to retiring and would like to purchase a policy that will yield greater gains than bonds, but will still protect the principal with minimum level or risk. Which product would S be advised to purchase? - ANSWER-Equity index Insurance 
 
Each life insurance applicant in Missouri is expected to be provided with a(n) - ANSWER-Buyer's Guide and Policy Summary 
 
The Sections o...
Missouri Property and Casualty Insurance Exam Questions and Answers
Risk - ANSWER-The chance or uncertainty of loss. 
 
Exposure - ANSWER-A condition or situation that presents a possibility of loss. 
 
Ways to manage risk - ANSWER-Avoid Risk 
control risk 
retain a risk 
transfer a risk 
 
control risk - ANSWER-techniques that limit loss severity come under the heading of risk reduction 
 
retain a risk - ANSWER-if any loss occurs, they will pay for it themselves 
can be intentional or unintentional 
 
Transfer a risk - ANSWER-Insurance 
hold harmless agreement...
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Risk - ANSWER-The chance or uncertainty of loss. 
 
Exposure - ANSWER-A condition or situation that presents a possibility of loss. 
 
Ways to manage risk - ANSWER-Avoid Risk 
control risk 
retain a risk 
transfer a risk 
 
control risk - ANSWER-techniques that limit loss severity come under the heading of risk reduction 
 
retain a risk - ANSWER-if any loss occurs, they will pay for it themselves 
can be intentional or unintentional 
 
Transfer a risk - ANSWER-Insurance 
hold harmless agreement...
L1MA Missouri Exam Questions and Answers 100% Verified
Residential care facility I - ANSWER-Provides shelter and board and may include storage and distribution of medications 
 
Residential care facility II - ANSWER-Provides shelter and board, and includes storage and distribution of medications, supervision of diet, and assistance with personal care; may also include care during short-term illness and recuperation 
 
Community residential facility - ANSWER-any premises where residential prevention, evaluation, care, treatment, or habilitation are p...
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Residential care facility I - ANSWER-Provides shelter and board and may include storage and distribution of medications 
 
Residential care facility II - ANSWER-Provides shelter and board, and includes storage and distribution of medications, supervision of diet, and assistance with personal care; may also include care during short-term illness and recuperation 
 
Community residential facility - ANSWER-any premises where residential prevention, evaluation, care, treatment, or habilitation are p...
missouri life accident and health exams Questions and Answers
any transaction which new life insurance or a new annuity is purchased - ANSWER-Replacement 
 
is the company that issuse the new policy - ANSWER-Replacing insurer 
 
is the company whose policy is being replace - ANSWER-Existing insurer 
 
that is signed by both the applicant and the producer a copy must be left with applicant - ANSWER-notice Regarding replacement 
 
by existing insurer or its producers or by broker to dissuade a current policy-owner from the replacement - ANSWER-Conservation 
...
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any transaction which new life insurance or a new annuity is purchased - ANSWER-Replacement 
 
is the company that issuse the new policy - ANSWER-Replacing insurer 
 
is the company whose policy is being replace - ANSWER-Existing insurer 
 
that is signed by both the applicant and the producer a copy must be left with applicant - ANSWER-notice Regarding replacement 
 
by existing insurer or its producers or by broker to dissuade a current policy-owner from the replacement - ANSWER-Conservation 
...
Missouri Exam Prep-Licenses Questions and Answers 100% SOLVED
Mary Beth, a motel clerk at the Seaside Inn, refers potential buyers to her friend Jane. Mary Beth can: 
A. Receive a thank you from Jane 
B. Receive a referral fee from Jane 
C. Receive a commission from Jane - ANSWER-A. Receive a thank you from Jane 
 
A corporation recently opened a real estate office in the state of Missouri. Which of the following is true regarding the licensing of the corporation? 
A. If the corporation is already licensed in another state, the MREC will require a license ...
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Mary Beth, a motel clerk at the Seaside Inn, refers potential buyers to her friend Jane. Mary Beth can: 
A. Receive a thank you from Jane 
B. Receive a referral fee from Jane 
C. Receive a commission from Jane - ANSWER-A. Receive a thank you from Jane 
 
A corporation recently opened a real estate office in the state of Missouri. Which of the following is true regarding the licensing of the corporation? 
A. If the corporation is already licensed in another state, the MREC will require a license ...
Missouri Life Insurance Exam Questions & Answers Latest Update
01(k) Plan - ANSWER-A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. 
 
Absolute Assignment v. Collateral Assignment - ANSWER-Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. 
 
Collateral: A temporary and/or revocable transfer of benefits by the policyowner 
 
Accelerated Death Benefit - ANSWER-Policy provision that allows full or partial payment of the policy's death benefit before the ...
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01(k) Plan - ANSWER-A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. 
 
Absolute Assignment v. Collateral Assignment - ANSWER-Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. 
 
Collateral: A temporary and/or revocable transfer of benefits by the policyowner 
 
Accelerated Death Benefit - ANSWER-Policy provision that allows full or partial payment of the policy's death benefit before the ...
MO Constitution Test Practice Exam Questions With Already Passed Answers
What is the Missouri legislative body known as? - ANSWER-General Assembly 
 
How many representatives are there in the General Assembly? - ANSWER-163 
 
How many senators are there in the General Assembly? - ANSWER-34 
 
How long does a Missouri STATE senator serve? - ANSWER-4 years 
 
How many terms does a Missouri STATE senator serve? - ANSWER-2 terms 
 
How long does a Missouri STATE representative serve? - ANSWER-2 years 
 
How many terms does a Missouri STATE representative serve? - ANSWER-...
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What is the Missouri legislative body known as? - ANSWER-General Assembly 
 
How many representatives are there in the General Assembly? - ANSWER-163 
 
How many senators are there in the General Assembly? - ANSWER-34 
 
How long does a Missouri STATE senator serve? - ANSWER-4 years 
 
How many terms does a Missouri STATE senator serve? - ANSWER-2 terms 
 
How long does a Missouri STATE representative serve? - ANSWER-2 years 
 
How many terms does a Missouri STATE representative serve? - ANSWER-...
Missouri POST Test - 2020/2024 Exam Questions and Answers 100% Verified
No time limitations on filing for these offenses - ANSWER-murder, 1st degree rape, forcible rape, attempted rape in the 1st degree, sodomy 1st, attempted forcible sodomy, any class A felony 
 
5 years of the commission of the offense - ANSWER-arson first degree, arson second degree, knowingly burning or exploding - how long to commence prosecution? 
 
6 months of its commission - ANSWER-any infraction must be filed within...? 
 
Chapters 556-580 - ANSWER-Chapters of the MO revised criminal code ...
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No time limitations on filing for these offenses - ANSWER-murder, 1st degree rape, forcible rape, attempted rape in the 1st degree, sodomy 1st, attempted forcible sodomy, any class A felony 
 
5 years of the commission of the offense - ANSWER-arson first degree, arson second degree, knowingly burning or exploding - how long to commence prosecution? 
 
6 months of its commission - ANSWER-any infraction must be filed within...? 
 
Chapters 556-580 - ANSWER-Chapters of the MO revised criminal code ...
Missouri Life and Health Insurance Exam Questions and Answers 100% Correct
Insurance transaction includes: - ANSWER-By mail or other means: 
- Solicitation 
- Negotiation 
- Sale 
- Advising an individual about coverage 
 
Elements of a legal contract - ANSWER--Agreement (offer and acceptance) 
- Consideration 
- Competent parties 
- Legal purpose 
 - Negotiation does NOT need to happen 
 
Who make the offer in an insurance application - ANSWER-- Applicant 
 
When does acceptance take place - ANSWER-- An insurers underwriter approves the application and issues a pol...
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Insurance transaction includes: - ANSWER-By mail or other means: 
- Solicitation 
- Negotiation 
- Sale 
- Advising an individual about coverage 
 
Elements of a legal contract - ANSWER--Agreement (offer and acceptance) 
- Consideration 
- Competent parties 
- Legal purpose 
 - Negotiation does NOT need to happen 
 
Who make the offer in an insurance application - ANSWER-- Applicant 
 
When does acceptance take place - ANSWER-- An insurers underwriter approves the application and issues a pol...
Missouri Government Final Exam With Complete Solutions!
What do we call the legislative body of Missouri? - ANSWER-General Assembly 
 
How many years do members of the Missouri house and senate serve for? - ANSWER-House - 2 years 
Senate - 4 years 
 
What are the requirements to be the governor of Missouri? - ANSWER-30 years old - Missouri resident for 10 years - U.S. Citizen for 15 years 
 
Who is the current governor of Missouri? - ANSWER-Jay nixon 
 
What is the term length for a Missouri Supreme Court justice? - ANSWER-12 years 
 
Who is the chie...
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What do we call the legislative body of Missouri? - ANSWER-General Assembly 
 
How many years do members of the Missouri house and senate serve for? - ANSWER-House - 2 years 
Senate - 4 years 
 
What are the requirements to be the governor of Missouri? - ANSWER-30 years old - Missouri resident for 10 years - U.S. Citizen for 15 years 
 
Who is the current governor of Missouri? - ANSWER-Jay nixon 
 
What is the term length for a Missouri Supreme Court justice? - ANSWER-12 years 
 
Who is the chie...
Home Health Aide Exam 2023-2024 Questions and Answers 100% Correct!!
Guardianships Exam Questions and Answers 100% Verified
Shopify Product Fundamentals Certification Exam Questions & Answers (SCORED A+)
questions don't match the exam
ASU BIO 202: Exam 1 Questions and Answers Solved 100%
EMD Certification Exam Questions and Answers 100% Correct
Not what you want or need. Only has 13 answers. Waste of money