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XCEL Florida Insurance Exam questions and correct answers
XCEL Florida Insurance Exam questions and 
correct answers 
What is the name of the law that requires insurers to disclose information gathering 
practices and where the information is obtained - ANSWERS Fair Credit Reporting Act 
Which of these describe a participating insurance policy - ANSWERS Policy owners 
are entitled to receive dividends 
Who elects the governing body of a mutual insurance company - ANSWERS 
Policyholders 
Which of the following requires insurer to disclose when an ap...
- Exam (elaborations)
- • 16 pages •
XCEL Florida Insurance Exam questions and 
correct answers 
What is the name of the law that requires insurers to disclose information gathering 
practices and where the information is obtained - ANSWERS Fair Credit Reporting Act 
Which of these describe a participating insurance policy - ANSWERS Policy owners 
are entitled to receive dividends 
Who elects the governing body of a mutual insurance company - ANSWERS 
Policyholders 
Which of the following requires insurer to disclose when an ap...
BUNDLE FOR Florida Insurance Exam (2-15) questions and answers 2024
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- Package deal
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- Florida Insurance Exam (2-15) questions and answers 2024 • Exam (elaborations)
- Florida Insurance Exam 100% questions and correct answers • Exam (elaborations)
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Florida Insurance Exam questions and answers 2024
Florida Insurance Exam questions 
and answers 2024 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - ANSWERS Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - ANSWERS 
Conditional 
A life insurance arrangement ...
- Exam (elaborations)
- • 12 pages •
Florida Insurance Exam questions 
and answers 2024 
The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - ANSWERS Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - ANSWERS 
Conditional 
A life insurance arrangement ...
Florida Insurance Exam 100% questions and correct answers
Florida Insurance Exam 100% questions 
and correct answers 
Risk - ANSWERS the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. - ANSWERS CHANCE 
Policy - ANSWERS a written contract for effecting insurance and includes Clauses, 
Riders, endorsements, and papers which are part of the contract 
Insurance - ANSWERS a contract where one undertakes to indemnify another or pay a 
specific amount determined on contingencies 
Binders - ANSWERS temporary insurance whic...
- Package deal
- Exam (elaborations)
- • 9 pages •
Florida Insurance Exam 100% questions 
and correct answers 
Risk - ANSWERS the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. - ANSWERS CHANCE 
Policy - ANSWERS a written contract for effecting insurance and includes Clauses, 
Riders, endorsements, and papers which are part of the contract 
Insurance - ANSWERS a contract where one undertakes to indemnify another or pay a 
specific amount determined on contingencies 
Binders - ANSWERS temporary insurance whic...
Florida Insurance Exam (2-15) questions and answers 2024
Florida Insurance Exam (2-15) questions and 
answers 2024 
A Supplementary Medical Expense policy combines the benefits of what two types of 
plans? - ANSWERS Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance Organizations? - 
ANSWERS They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? - ANSWERS Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered ...
- Package deal
- Exam (elaborations)
- • 11 pages •
Florida Insurance Exam (2-15) questions and 
answers 2024 
A Supplementary Medical Expense policy combines the benefits of what two types of 
plans? - ANSWERS Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance Organizations? - 
ANSWERS They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? - ANSWERS Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered ...
NSG 120 Final Exam Questions Correctly Answers| LATEST UPDATE
NURS 6560 Fitzgerald Acute Care NP Exit Exam (150 Q & A) (Solution Enclosed): Walden University Acute Care NP Exit Exam v-2 with complete solutio
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EDF 6225 FOUNDATIONS OF ABA FINAL EXAM 2023 - UNIVERSITY OF WEST FLORIDA